Director & Practice Manager
I am a Chartered Financial Planner, ISO2222 accredited and a Director and Practice Manager at PenLife Associates Ltd, Chartered Financial Planners in York. I am a Fellow of the Personal Finance Society – the highest professional qualification available in the UK
Chartered Financial Planner
I was born in Bridlington and apart from three years away at Loughborough University I have lived in Yorkshire all my life. I live between York and Malton with my partner Julie and our two children Joe and Alice. I joined PenLife in 2011 and after even more exams qualified as a Chartered Financial Planner in 2012. I am qualified as a Pension Transfer specialist, and specialise in Investments and Inheritance Tax planning.
Chartered Financial Planner
I live in York and have worked for PenLife since April 2013 as an Chartered Financial Planner, I have been in the industry for 20 years and previously worked in the banking sector. Outside of work I love to spend time with my friends and family and if this can also involve some form of nice food I am in my element! I also enjoy travelling and keeping fit, although the latter is only really to make up for my love of chocolate!
Having been with Pen-Life for eight years now as an independent financial adviser, I have worked in financial services specialising in Pensions for over 14 years. Outside of work I live in York with my Wife Elena and two children Alessandro and Isabella whom we try to tire out constantly through tennis, swimming, and rambling the countryside looking for a good Sunday Lunch!
I live in York with my wife Catrina and our 2 children Daisy and Angus. I have 18 years of experience working as a Financial Adviser within banks and building societies. I joined PenLife in 2012 and i am currently studying towards Chartered Financial Planner status and already hold a Diploma in Financial Planning. Outside of work I am the treasurer to the Bootham Stray Allotments Association where I have a plot and grow organic fruit and veg. I have recently completed a beekeeping course and I now have two beehives. I find it an amazing hobby and feel a great sense of pride that I am doing my bit to help the bees which in turn do a fabulous job pollinating our food crops and I get some fab tasting honey back as a reward.
Chartered Financial Planner
I'm a Chartered Financial Planner and a Fellow of The Personal Finance Society. I joined PenLife in November 2014 and advise my clients on most financial areas, although I specialise in pensions, investments and retirement planning. I'm also a Vice President of the Chartered Insurance Institute in York, which helps keep me up to speed with the latest developments in our profession. I live in York with my wife and two daughters, and outside of work I enjoy sport, music and socialising.
Ricardo da Silva
With 16 years plus experience in the financial sector, I have the unique quality of being a Portuguese and British national. I am qualified in Financial Planning in the UK. I have decided to join PenLife Associates Ltd, as I see a unique opportunity to be part of a team where the common goal is to provide no-nonsense financial advice from Yorkshire and based on my accent this would come quite naturally to me!
I live in York with my husband Nick, and our sons William and Oliver. I joined PenLife in January 2017 having previously worked for Santander for 25 years. I am a Financial Adviser and I hold a Diploma in Financial Planning. Out of work I enjoy spending time with my family as much as possible.
I have been working in the financial services industry for over 30-years. I help people save money on their largest loan they will ever apply for, their mortgage. When I’m not working I enjoy passing on my years of experience to those just starting out on their financial services career, playing table tennis, travelling and keeping fit.
Adviser Development Manager
I recently joined the team at PenLife as an Adviser Development Manager as my passion is coaching and developing a team of Financial Advisers. I have over 40 years’ experience in the banking sector and hold the Diploma in Financial Planning Outside of work I live in York with my wife Mo and have three children: Sam, Dan & Kelly. Now that they have all fled the nest I have time to watch a lot of sport and when not watching Hull City or Hull FC I love to read or listen to music.
I live in Acaster Malbis with my husband Jeff and our son, Harvey. I’ve worked in the Financial Services Industry for 29 years, having joined PenLife in October 2013, and have recently achieved a Diploma in Financial Planning. My role within the company is to provide support to the Financial Advisers and Directors and manage the administration team. Outside of work I enjoy spending time with my family and friends, reading, swimming and Pilates.
Data and Business Development Manager
First of all, Bernadette is a bit of a mouthful, so most people call me ‘B’. I live in York and like to spend most of my spare time with friends and family. I have been known to enjoy a cocktail or two! I’ve worked in Financial Services for 23 years and joined PenLife in January 2013, having previously been an IFA. I now deal with many aspects of the operational side of the business.
Finance Manager. I look after all the money and buy the toilet rolls!
Originally from Durham, I moved to York in 1995 to go to University. I have never left, and live here now with my born and bred Yorkshire husband and two children. I have worked at PenLife since 2003 and my role is Senior Administrator.
I joined PenLife in April 2015 as an Administrator after moving ‘up north’ from Devon. I previously worked in insurance and then spent some time travelling Australia and New Zealand. My main role is to support the Advisers with processing new pensions and investments, along with any client servicing needs. I currently hold a Certificate in Financial Services and am working towards achieving my Diploma.
I live in York and I have been working for PenLife for as an administrator since January 2013. I came to PenLife straight from leaving sixth –form at Queen Ethelburga’s Collegiate. I made the decision to go to boarding school due to moving around a lot, with my Dad being in the Armed Forces. Outside of work I enjoy playing rugby. I play for York City Knights and this year made my debut for the first team.
After a Eureka moment of deciding I wanted to work in Finance I began my apprenticeship with PenLife in 2014. I am currently studying towards achieving a further apprenticeship in Paraplanning.
I have lived in York all my life and kind of grew up with Financial Services thanks to my Mum, Julie Wilson. I love spontaneous trips with my friends and family- this year includes; Scotland, Italy, France and Antigua. So far I love working for PenLife, and with Nora being my partner in crime, working with her is a bonus.
I live near Malton and have been working for PenLife as a Senior Administrator since July 2013, having previously worked as an assistant to the Independent Financial Advisers at Harrowells Solicitors for 12 years. My earlier working life was spent in Banking. Outside work I love walking on the North Yorkshire Moors and surrounding areas. I am also a keen Folk Dancer and am secretary of a local Folk Dance Club. I particularly enjoy weekends of dancing whenever I get the chance.
I have worked at Penlife since June 2017 and have been in the industry for the over 20 years, I am currently studying for my Diploma in Financial Planning. Outside of work I enjoy horse riding, walking my dogs and the great outdoors.
I’m Eleanor but most people just call me Nora. I started at PenLife in October 2015 with my job role of Marketing Administrator which I obtained by training through the Skillwise and Entrepreneur’s Circle Apprenticeship Training. Outside of work I am an avid traveller; saving up a lot of my money to go new places. I also enjoy reading and socialising with friends.
I’m married and have two children, Jessica and Sam. I originate from Huddersfield and came to live in York and started working at PenLife in 2004. I was initially involved in mortgage and protection processing only, however over the years I have become involved in the processing of pensions, investments also.
I joined PenLife in September 2016 as a Trainee Administrator, having somewhat stumbled across the opportunity because I’d never really given the idea of working in Financial Services a thought. Since starting however, I have not looked back as I really enjoy doing the job that I do, which involves requesting information on our clients pensions and investments, as well as just generally making sure that the Advisers have what they need in order for them to do their job most effectively. Away from the office, I am a keen football fan, and in particular I love the travel aspect that comes with following both York City and England on a regular basis.
I recently moved from Grimsby to York and finished my A levels in History, Politics, Law and Philosophy. I’m currently working towards being an Independent Financial Adviser.
I’m 17 and I have been interested in business all my life so earlier this year I started looking for an apprenticeship, one thing led to another and now I am working at PenLife and I am loving it! I hope to achieve further qualifications while I am working at PenLife through doing exams alongside my work. Outside of work, I am a very keen traveller and hope to travel more as soon as I can.
I joined PenLife in June 2017 as an apprentice and Trainee Administrator. I have always enjoyed business and I’m keen to learn new things, this is why I believed an apprenticeship would be right for me. Outside of work I enjoy socialising with my friends and family. One day in the future I would love to have the ability to travel around the world.