The Scoop

Say Goodbye to DIY

There’s an entire box full of categories when it comes to the term financial planning. From helping you choose the best life assurance plan to protect you against unexpected catastrophes. To creating complete tax planning solutions to pass down your wealth onto future generations. There are a full range of financial planners out there. Some only have a very basic grasp on the core issues and are only regulated to provide advice on a finite amount of things. Whereas there’s some that control every single aspect of their client’s finances.

Like many things in the modern day and age, when it comes to financial planning, there are many misconceptions that come along with it. But the thing you have to be careful with, is that these misconceptions can be quite costly.

Sure, you can have a crack at a few things by yourself. Like building a chest of drawers from IKEA or baking a cake. But there are a few areas that you might want to get professional in before you get your hands dirty. Financial planning falls into this bracket. Then when people have their go at DIY financial planning, they can end up making things worse. In some cases, some people are essentially chucking their cash into a shredder. They can end up paying more tax than needed and can potentially miss out on golden opportunities. But it’s nobody’s fault.

Don’t ask us why, because we’ll never know. But personal finance isn’t taught in schools. Most pick up their financial advice from google, ill-informed family members or even from their local pub. None of these people are qualified to give you personal, financial advice to help you achieve your lifestyle and financial goals.

This isn’t the only misconception when it comes to financial planning. But we don’t quite have enough space to cover them all. That’s why we’ve created this little guide to ensure that you can have the required information to help you make informed and intelligent, but most importantly, the right decisions. We’ll share a few of those costly misconceptions of financial planning. Then 10 reasons why you might want financial advice. Next, there’ll be four vital things you should think about when you’re considering if you need help with your personal finances. Finally, we’ll provide you with 7 questions you should be asking a financial planner before you appoint them to act for you.

We know that managing your finances effectively leads to increased well-being and a better quality of life.  And that’s exactly what we help our clients achieve. Hopefully this little guide can help you get one step closer. Having everything completely under control and knowing that you do is priceless.

Life isn’t a rehearsal. Don’t mistake mediocrity as security. Don’t live your life in black and white. Live your life in glorious colour.

What do you need to do?

Just four simple bitesize actions:

  • Read the information you asked us for
  • Figure out if you need professional help (tip – most people do)
  • Decide if you’re serious about sorting it out
  • Pick up the phone

To request your FREE ‘Why You Need a Financial Planner’ guide, call us on 01904 661140 or email us at Or alternatively, you can head to and we’ll get one sent out to you.