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What’s on your list of New Year’s resolutions?

A lot happened in 2018. There was the ‘Beast from the East’, where the snow took its toll all across Britain, and of course The World Cup- the perfect excuse to find almost everyone in the beer garden watching the games with hope of ‘Football coming home’…almost.

Summer was scorching, with people flocking to the nearest beach, park or pub whenever possible.

However, Brexit dominated the news in 2018. And it’s something that has carried on into 2019.

Some aren’t fazed by this, yet others are worried about what will happen to their rights of residence, their businesses, the economy and much more.

But a new year is here, and although we’ve carried on some of 2018’s events, it’s a fresh start in many other senses.

Some may seek to lose weight, learn a new language or stop smoking, but another popular one is to organise your finances.

This resolution is popular among all ages, whether it be saving up for your first car at age 17, supporting your family, planning for retirement or thinking of ways to pass down your wealth.

Ayn Rand once said “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver”. This is true. Money will never make up for lack of imagination, so it’s important that when organising your finances, you must consider what it actually is that you want, and where you want to be.

Too many IFA’s focus on the wrong things. Money is simply a catalyst.

There’s no point in sorting your finances out if you’re not going to use it to enjoy life.

Go on that holiday, buy your dream car, book that spa day…Financial planning shouldn’t be as  restricting as it may seem.Now, what do YOU want out of 2019?

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