Book Your Complimentary Financial Consultation
Financial goals and objectives vary from person to person. Whether you're gearing up for retirement, setting aside funds for your child's education, or securing your family's financial future, our team is here to help.
The consultation is complimentary, it’s our way of helping you start your journey to financial security. And there’s no obligation or pressure, just a friendly conversation focused on your needs, over a cuppa!
Simply call us on 01904 661140 or email enquiries@pen-life.co.uk to book your consultation, or click the button below:
Transforming
lives
through
big-picture
financial
planning
You don’t need to feel nervous about getting help with your wealth. Our dedicated team of experts offer friendly, down-to-earth advice that gets results. It’s a holistic approach that supports your life, not just your finances.
Why us
About you
You may be at a particular milestone in life, or simply need guidance about a certain issue. No matter the problem you face, we’ve got the know-how to help you find the right solution. As our client, you’ll enjoy dedicated support from financial professionals who specialise in making the complex simple.
I want help with
Retirement planning
Enter your retirement years with confidence, with our help. We’ll get your finances in shape to meet your retirement goals.
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I want help with
Retirement planning
Enter your retirement years with confidence, with our help. We’ll get your finances in shape to meet your retirement goals.
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I’m looking for
Investment support and planning
Managing your portfolio. Making your first investment. And everything in between. You’ll get the right guidance from us.
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I’m looking for
Investment support and planning
Managing your portfolio. Making your first investment. And everything in between. You’ll get the right guidance from us.
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I’m worried about
Inheritance Tax
Everyone wants to leave the strongest possible legacy for their loved ones. Our Financial Planners can help you to do exactly that.
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I’m worried about
Inheritance Tax
Everyone wants to leave the strongest possible legacy for their loved ones. Our Financial Planners can help you to do exactly that.
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I’m facing a
Lifestyle change
Living more comfortably is possible with a little careful forward planning. Our Financial Planners are here to help.
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I’m facing a
Lifestyle change
Living more comfortably is possible with a little careful forward planning. Our Financial Planners are here to help.
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I’m a busy
Business owner
Entrepreneurs face a unique set of challenges, financial and otherwise. With us, you’ll have Financial Planners who truly understand.
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I’m a busy
Business owner
Entrepreneurs face a unique set of challenges, financial and otherwise. With us, you’ll have Financial Planners who truly understand.
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I need
Pension support and planning
Get clarity on all your pension questions from our experienced team. From transfers to drawdown and more, we can help.
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I need
Pension support and planning
Get clarity on all your pension questions from our experienced team. From transfers to drawdown and more, we can help.
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I want help with a
Defined Benefit pension transfer
Transferring a final salary or Defined Benefit pension requires specialist knowledge.
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I want help with a
Defined Benefit pension transfer
Transferring a final salary or Defined Benefit pension requires specialist knowledge.
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I want help with
Protection & Insurance
Helping you feel financially secure, whatever life throws your way, by putting thoughtful protection in place for you, your family and the people who rely on you.
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I want help with
Protection & Insurance
Helping you feel financially secure, whatever life throws your way, by putting thoughtful protection in place for you, your family and the people who rely on you.
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What clients say
Since 1984, we’ve been delighting clients with our honest, empathetic approach to financial planning. But don’t just take our word for it. Here, you’ll find feedback and comments from PenLife clients in their own words. See for yourself what they say about their experience with us.
View all
990%
of clients were satisfied that we understood their needs, aims, and objectives
990%
of clients believe that working with us has helped or will help them achieve their financial goals
990%
would recommend us to their friends, family, or colleagues
Meet the team
When you’re seeking help with something as important as your finances, you’ll want to deal with people you can rely on. Choose PenLife, and you’ll get expert service, delivered with a smile, at every stage of your journey with us. Read on to find out more about what makes us tick.
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Resources
Life’s easier when you’re better informed. That’s why we make it our mission to share tons of useful information and tools, all completely free. From easy-to-follow guides and videos to blogs on the latest financial topics, you’ll find everything you need here.
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Our Google reviews
Posted on Google 
Louise Stokes
31 October 2026
My experience with dealing with Adam is good in everyway I can think possible. A financial adviser diamond.
Posted on Google
Daisy Mortimer
28 October 2026
I highly recommend Niall and everyone at Pen Life Associates. Niall took the time to explain my business & income protection options clearly, giving me a much better understanding of my cover without any sales pressure.
After reviewing my existing policy, he advised me to keep it because it was better suited to my personal circumstances. I really appreciated that honesty and felt confident he had my best interests at heart.
Niall was knowledgeable, patient and a pleasure to deal with, as has been everyone I’ve met there, from reception through to the directors.
Posted on Google
Chris Train
19 October 2026
Financial concepts are complicated so having someone who can explain them in plain language and answer all questions is very helpful. Adam Dent from Penlife has been very approachable and helpful in explaining how we should invest an inheritance and plan towards the transition from paid employment to retirement. My partner and myself are by no means experts in financial matters, also we don't have the time or inclination to regularly monitor our investments so having someone carry out both those tasks makes a lot of sense to me.
Posted on Google
Simona Rizzardi
5 October 2026
Craig Howard has been helping me in the last few years to mitigate my Inheritance Tax liability. My financial situation is rather complicated in that I have property and assets in another European country. I do not hold any professional experience or qualifications in managing investments, but Craig can advise me in a clear and jargon-free way on which ones are appropriate for my situation. He is very knowledgeable, efficient and reliable, and always available if I need clarifications. I am very happy to have him as my financial advisor.
Posted on Google
Nicola
2 October 2026
Kriss has been our advisor for a few years now. He has always given clear sound advice and feel confident that he will guide us with his expertise into retirement when we a ready.
Posted on Google
Janet
14 September 2026
My husband and I have been clients of PenLife for a number of years having Louis Maddison as our Financial Advisor. Louis genuinely takes an interest in you and your family, he explains financial topics in a clear and simple way. He has listened to our goals and helped me and my husband set up a clear retirement plan. We feel much more confident about our future now.
Posted on Google
Mike Millington
8 September 2026
I am extremely satisfied with the services provided by Pen Life & especially the advice from our advisor Craig Howard. He is meticulous in providing a detailed overview of our financial situation & always offers balanced and high quality advice to us based upon our attitude to risk & financial goals.
I would have no hesitation recommending Craig to others & I know that we would not be in the same financial position without his support!!
Posted on Google
Andrea Jacklin
26 August 2026
Always really helpful with our pensions.
Tom is always very professional and trust his advice. We have now recommended him to others without hesitation as well.
Posted on Google
Keith Marsh
19 August 2026
PenLife has been fantastic at planning my finances for early retirement. Clear and direct advice enabling me to make decisions. Always helpful nothing is too much trouble.
Posted on Google
John Kirby
19 August 2026
Having been with PenLife Associates for several Years we are in a position to recommend them highly, We feel safe and confident with our advisor Lewis, his knowledge and expertise and personalaty as with all the staff is valuable.
Posted on Google
Debbie
18 August 2026
I spoke with Kriss from PenLife this morning. He could not have been more helpful
He was kind, professional and extremely knowledgeable.
He fully understood my current financial situation and my objectives for the financial change that is imminent
Kriss was reassuring whilst understanding my concerns
He was able to provide me with some figures that will help my future financial decisions
I would not hesitate to recommend Kriss and PenLife Associates
Fantastic service
Thank you
Posted on Google
Julie Moorhouse
18 August 2026
Always great Pension and Financial advice and service from Craig at Penlife. Clear and concise. Nothing is ever too much trouble.
Posted on Google
Margaret Kellett
1 August 2026
We deal with Adam Dent. Excellent service. Regular reviews and always easy to contact.
Posted on Google
David Ibbotson
31 July 2026
I have received advice on Pension Planning from Deborah Jacobs for several years.
I have always received a friendly professional response to my questions and expert advice and recommendations at my annual review meetings.
I have strongly recommended Penlife to my family and friends.
Posted on Google
Michelle McKenzie
30 July 2026
I have had financial advice from PenLife for over 15years. I have worked with a number of different associates all of which have been professional and given me the confidence to manage my finances.
Posted on Google
Andy Jackson
30 July 2026
I am very satisfied with the service I receive from Penlife. Soyfur is an excellent ambassador for Penlife and easy to deal with making us feel our financial plans are being well looked after and meeting our expectations.
Posted on Google
Jackie Jones
30 July 2026
We have been really pleased with the service from Adam and the team at PenLife..nothing is too much trouble. Highly recommended
Posted on Google
Paul Walker
8 July 2026
The best people to deal with all your money matters
Posted on Google
Stephen Clarke
10 March 2026
I have been looked after by PenLife for a couple of years now from when I got in touch with them as I was considering retirement, and wanted to make sure that I managed my pensions well. Their advice has been excellent in ensuring that I understand the options available to me, and that I choose how to take various pension for the benefit of myself and my family. I find the meetings very friendly and supportive and of course informative, and they have helped me move forward with confidence.
Posted on Google
Trev Bastiman
6 March 2026
I had 2 separate pension pots, which didn't seem to be doing so well, and thought that combining them would be a good idea. So I turned to Penlife for advice in early 2025.
James Wadsworth has been excellent. He reviewed my existing pension pots, and advised that by switching to Penlife the returns from the investment would potentially be more beneficial.
I've recently had my annual review with James, and the value of the investment has increased more than I expected, considering the risk taken was medium risk.
Posted on Google
Corinne Clancy
4 March 2026
I have been impressed with James' commitment to really understanding my specific investment aims in order to present the most suitable product and asset allocation options for me to consider. I have felt supported throughout the process and the quality of his professional advice is excellent.
Posted on Google
Maggie Coxon
3 March 2026
My husband and I have been clients of PenLife for a number of years having Louis Maddison as our adviser throughout. We feel we are kept abreast of the global financial situation and how this affects our investments on a regular basis and trust the financial advice we are given to help us make financial decisions without any pressure being exerted by Louis or by the company.
Posted on Google
Jackie Allen
15 February 2026
I am extremely satisfied with the services provided by Pen Life and in particular Craig Howard, my financial advisor. At our annual meeting, he carries out a thorough review of our current situation, ensuring that my investments are appropriate to my needs. He follows up promptly on any actions agreed at the meeting and is always available for any ad hoc queries I may have
Posted on Google
Steve Boast
5 February 2026
My wife and I have been clients of Pen Life for several years now. In addition they have dealt with my mother in law’s finances and helped us manage our power of attorney responsibilities. We have been in the capable hands of James for the last few years and have found him very approachable, knowledgeable and good humoured. He is an excellent listener so always understands our needs and gets things moving quickly when needed. All in all we feel our finances are well looked after by Pen Life.
Posted on Google
Phil Bradish
3 February 2026
I have been a client of PenLife Associates for the past 20 years.
Having worked in the pensions industry myself for the past 40 plus years, I have always found that my adviser has always listen carefully and professionally to my financial needs. In particular, from the minute you arrive at the office for a review meeting, you are made to feel very welcomed by the reception staff as well as the support staff to my consultant / adviser.
Tom Hughes is my adviser, and I have always found him to be well organised and has brought a number of challenges to my current thinking. He has provided many well thought out solutions for my financial needs and has always followed up his actions in a very prompt manner. This provides me with the confidence that my financial affairs are being managed effectively.
Posted on Google
David Baker
29 January 2026
After putting off getting professional financial advice for many years I contacted Deb Jacobs and the team at Pen Life, and what a revelation. The advice she gave me was brilliant. It gave me the peace of mind and confidence to invest in their product and it has literally changed my life. I cannot recommend them highly enough.
Dave Baker (now retired)
Posted on Google
Steve Whellans
4 December 2025
Review for Deb at PenLife
I’ve been working with Deb at PenLife for the past seven years, and I truly couldn’t ask for a better financial advisor. From the moment I retired on short notice, Deb stepped in with professionalism and a clear, friendly way of explaining everything at a level I could easily understand.
What has impressed me most is how steady and effective her guidance has been — even through some challenging economic times, she consistently delivered solid results and kept my retirement plan on track.
Beyond her financial expertise, Deb genuinely takes an interest in you as a person. She feels more like a trusted friend who’s looking out for your best interests than just an advisor doing a job. That personal connection has made all the difference.
I absolutely recommend Deb and PenLife to anyone looking for knowledgeable, dependable, and truly caring financial guidance. They’re exceptional.
Posted on Google
David Scarisbrick
2 December 2025
I have been a client of James for 18 months, he sorted out my pensions and consolidated them. Always approachable and gives solid financial advice. Very pleased with the service he provides
Posted on Google
Alison Taylor
1 December 2025
Very good. I am given useful advice and I feel that I don't have to worry about my investments. Definitely recommend
Posted on Google
leslie strike
12 November 2025
I've found Craig to be a good listener. He takes time to understand my situation. Responds positively with good advice. Very pleased with the work he does on my behalf.
Posted on Google
Stephen Peters
30 October 2025
I’ve just had an incredibly productive Pension chat with Tom from PenLife. We went through lots of scenarios and options I have with my DB and workplace pensions. I bombarded Tom with lots of figures from
my jumble of notes and he cut through with some solid advice and ideas. I left with so more quality information than I though I ever would. Brilliant..
Posted on Google
Kevin Richards
9 October 2025
Been with Penlife a few years now since retirement and given good sound advice from Adam Dent. A good company with everything explained and calls a spade a spade and a shovel a shovel.
Posted on Google
Christopher Pratt
9 October 2025
We had a bit of money sat in a bank account doing nothing so had a word with Adam about what we could do with it.He came up with a plan for us to invest the amount which is now making money for us , also he is now getting a plan together to look at the earliest time which we may be able to retire
Highly recommend
Posted on Google
Tom Parsons
9 October 2025
Craig at Penlife is a good guy, very thorough.
Posted on Google
Christine Madigan
17 August 2025
I have been a client with Penlife Associates since I returned from working abroad a number of years ago. I have always felt listened to regarding my financial situation moving from full time work to retirement. I feel I can contact my adviser at anytime I need further advice. The annual review means I always know how my finances are. I also find the front of house staff very welcoming, accommodating and at times, humorous. It is always a pleasure to attend the office.
Posted on Google
Carol Martin
5 August 2025
Been with this company for many years. Would highly recommend Adam. He is professional, trustworthy and sympathetic to my needs.
Posted on Google
sue fie
7 July 2025
We have been clients of PenLife for a number of years now and they (Debs and then Adam) have always taken the time to understand our personal circumstances and needs. They have always been very approachable and responded quickly to any requests and we would recommend their services.
Posted on Google
Nina Guyatt
1 July 2025
I have been looked after by Penlife for quite a few years now, it’s always a very pleasant experience visiting Adam Dent in York. It’s always very relaxed, and it’s very reassuring to know that someone is doing their best for you.
Posted on Google
John Harrison
1 July 2025
My advisor, James Wadsworth at PenLife, is always a pleasure to meet. He takes a keen interest with not only my financial needs, but also myself, my hobbies, and my family. His recommendations have allowed me to retire early, and I thank him for that.
As for the company, from the moment you step through the door, you are treated as if you are important, and not just another person. I've always been offered a drink, and never been kept waiting too long.
Overall, I would definitely recommend PenLife.
Posted on Google
Alex Watson
26 June 2025
Very helpful initial chat with Soyfur. Gave advice that was in our best interests. Thank you very much.
Posted on Google
Andy Bell
11 May 2025
Couldn’t recommend Tom and PenLife more!
Posted on Google
Gill
26 March 2025
I have been meaning to do this for sometime. I would like to let anyone who needs help with finance know what a excellent service PenLife provide. I have been with them now for 11years.
During a very difficult period after Divorce and subsequent pension division I was expertly guided by John Walker and now Hayden Wishart has taken over my affairs he has been wonderful and supportive. My experience has given me peace of mind knowing i can trust an honest company which at times can be hard to find. Thank you
Posted on Google
Andrew Burbidge
10 March 2025
James Wadsworth has been my financial adviser for several years.He is backed up by the excellent administrative support from PenLife Associates of York. James is very knowledgeable and experienced in the increasingly volatile world of investment and he has always been frank and upfront about the occasional 'lows' that, fortunately, are more than well counterbalanced by the 'highs' that he is able to engineer from his diligent handling of the management of my modest investments. He is a pleasure to work with and I have always had the utmost confidence in his strategy. Furthermore, I strongly recommend him and his team at PenLife to anyone looking for a totally competent pathway to successful personal investment.
Posted on Google
Karen Corfield
7 March 2025
Myself and husband have been clients of Pen Life for a few years, we have always dealt with Debs who has given us good advice in sorting out our pensions and helping us retire.
Posted on Google
Dee Benson
5 March 2025
I have been with PenLife for 14 years and have recommended them for family and friends. The advice given is always explained fully. I am retired and I feel that with PenLife's help I am in control of my pension and finances
Posted on Google
John Burnley
4 March 2025
PenLife have supported me for the past 6-7 years, managing and merging several pots into one diversified scheme. Tom has always patiently explained all the pros and cons of my various choices available.
Now I'm of 'pensionable' age, PenLife are kindly advising me during a period of uncertainty whilst I decide what I'd like to do regarding work/career/retirement.
Whether it's annual reviews, transferring funds from other pension pots, or ad-hoc advice, I've always found PenLife to be responsive, positive and willing to undertake the administration involved (which I find to be laborious).
PenLife were recommended to me all those years ago and it's one of the best pieces of advice I've ever received.
Posted on Google
Monica Brickell
1 March 2025
I have been a client of PenLife for several years and have always had excellent service from all the staff. My advisor, Haydn Wishart, is very approachable and understanding. He deals with matters promptly and professionally. I would not hesitate to recommend PenLife to others.
Posted on Google
Ian
27 February 2025
My wife & I have been with PenLife for over two years now, following our decision to transfer over my DB pension. We have been thoroughly impressed by the professionalism and expertise of PenLife (Deborah Jacobs), from the initial consultation up to the present day, along with the efficiency of the admin support (Nicola O'Mahon) in responding to any ongoing queries.
Deborah took the time to understand our financial goals and tailored a plan to suit our needs. Her advice has been invaluable, and we feel more confident about our financial future. We highly recommend their services to anyone looking for reliable and knowledgeable financial planning.
Posted on Google
Mark Acomb
31 January 2025
No issues in recommending PenLife, especially Adam Dent who is helping with an unplanned early retirement after being made redundant at the end of 2024. Adam viewed my position and amalgamated different pensions I'd gained over the years, these were both personal and employee pensions. He also helped in dealing with HMRC. I didn't think it would be possible to retire but thanks to Adam I'm now enjoying my retirement a few years earlier than I thought I would be.
Posted on Google
Dean Thompson
18 December 2024
Reaching 55, I approach Penlife as I wanted some solid advice from Financial Advisors and pension specialists.
Penlife seemed to be a company reading about them and also their reviews that would help me, so i decided to get in touch with them.
I certainly made a right decision as they have to provided a first class service, and have given me some great advice to assist me with my pensions and the prospect of a future of not worrying too much about my finances.
Not one for doing reviews, but where credits due it has to be written.
Thank you Penlife.
Posted on Google
Jeremy Watkinson
9 December 2024
so pleased i was introduced to penlife. i now feel my money is safe and working forME.
Posted on Google
Peter Yemchura
28 November 2024
I have been a client of PenLife since 2021 and they have helped me navigate a course through redundancy. Tom Hughes has been my adviser and has provided clear and useful advice. He is always approachable and helpful with with any questions I have and responds promptly.
Posted on Google
Will Myers
2 October 2024
Louis at PenLife is extremely knowledgeable and has explained everything in an easy to understand way. I would not hesitate to recommend PenLife.
Posted on Google
Alan North
23 September 2024
I have used Pen Life for many years and am using them to manage a SIP and other investments. Their management of the products, and financial advice, has been excellent and the people have always been very professional as well as very helpful.
Posted on Google
Maggie Holmes
15 August 2024
I have been with PenLife for a number of years now, and have been very happy with how I have been looked after. My advisors have been Deb and Adam, both excellent. The most important thing for me is that I can trust them; they have my best interests at heart and give advice on the basis of what works best for me and my future needs. I moved to another part of the country a few years ago, but having looked around at other offerings I am certain that I would not find another financial advice company as good, so am remaining with them for the foreseeable future.
Posted on Google
T B
7 August 2024
Very good and efficient service, not the cheapest around but quality of service and advice is uppermost to us
Posted on Google
Richard Johns
2 August 2024
Friendly service and clear advice. Always helpful. Recommended.
Posted on Google
ray king
1 August 2024
Been with Pen-Life many years now and they have always provided a quality service. They have a thoughtful friendly team who are full of knowledge regarding financial matters. Long may they continue.
Posted on Google
Jackie King
30 July 2024
They provide a very good quality of service. Always there when you need them.
Posted on Google
Brenda
30 July 2024
My husband & I have always found the staff to be very professional and knowledgeable.
We feel quite relaxed when putting our questions forward and find it easy to take the conversation down various avenues, if required.
We would have no hesitation in recommending the company for financial advice & guidance.
Posted on Google
Mike Furze
28 May 2024
Friendly personal service from a company who provide clear and well balanced information to make informed decisions. Would definitely recommend
Posted on Google
Alison Davies
14 May 2024
After using other Financial Advisors and pension specialists who let me down I decided I would research a local company who would "stay around". Penlife seem to be a company who would be more likely to buy out other companies than get swallowed up. So i gave them a go.
So far they have been first class and have given me some great advice to assist in my somewhat complicated financial planning. I am hopeful that they will continue to look after my interests for the future.
I dont write reviews unless i feel the service and acre has been exceptional. That should tell you everything you need to know. :)
Posted on Google
John Baily
25 March 2024
My first visit to PenLife was some 40 years ago. As we had both just set up our own business I thought the similarity would create a close working understanding. Now here we are, PenLife with some 30 staff and me well retired, and still well advised. Conversations still flow, queries answered and advice for and against freely given. Still suits me very well.
Posted on Google
Andrew Page
23 March 2024
I needed some advice when considering what to do approaching aged 55 with my works' Defined Benefit pension, whether to take it into payment and then plough into my company's other what appeared on paper to be a far better proposition for me at my stage in life and stage in my career.
He was able to rapidly understand my myriad of modelled scenarios, corrected a number of mistakes and was then able to spend some really quality time discussing the pro's and con's of my options afoot.
I've now made my decision and want to thank Tom for his help and guidance on this difficult matter - I will be using Pen Life again and hopefully Tom in the future at the next stage.
Posted on Google
Eric
29 February 2024
`soyfur as always arrived at the time and date that he said
he would and as been friendly and pleasant and always answers the questions we ask him and explained the answers to us, he
is very helpful in every way, we always look forward to his visits.
Posted on Google
Mick Clay
28 February 2024
Always friendly, great communication and genuinely interested in helping with present & future financial goals. The advice we have received has always been very sound and options have always been discussed with the pros and cons debated. We. Feel we can recommend Pen Life and their advisers to other people in total trust
Posted on Google
Janet Cooper
28 February 2024
I've been a client for a few years and have confidence that my advisor Louis gives me sound advice and that my money is as safe as it can be in this uncertain world
Posted on Google
Sue Christie
27 February 2024
We all need to make the best of our income and resources. The PenLife team have helped us make the best of our modest resources since their organisation's inception. As we have moved into retirement and older age their advice is both spot on and reassuring, recommending when and where to get other reliable advice when it is outside their remit. We feel secure for ourselves and for our families. Be assured, PenLife's personable and professional team will be able to give you excellent advice and support for you to get the best from your income and resources.
Posted on Google
Andrew Walker
7 February 2024
Pen Life Associates have been my financial advisers for the past two and a half years. I have regular meetings and I pleased to say their prime concern is for the customer as an individual and the fact they will design their product around what I need now and going forward. I am more than happy to leave my finances in their hands and would thoroughly recommend them to anyone who needs guidance and advice in respect of their pensions and any other incomes.
Posted on Google
David Asquith
29 January 2024
I have been a customer of Penlife for several years and have benefited from investment planning, retirement planning and now post-retirement financial management for over 4 years. Being able to retire at 55 was a huge bonus, and this was planned in tandem with advice as to how best to invest funds for the eventual maximum inheritence of funds for my wife and/or children, which is a huge source of comfort for me. I have been happy to recommend Penlife to several friends and family members which amply demonstrates my satisfaction with the service I continue to receive.
Posted on Google
tim sellar
15 December 2023
It has been over six years since I first became a client of Pen Life. As I was new to the area, I relied on reviews like this in order find a trustworthy advisor who could help with planning my retirement. John Walker from Pen Life replied to my initial query professionally and has maintained that standard ever since. John and the team have been a delight to work with and I genuinely feel that they have my best interests at heart. They have bought clarity to my retirement goals and how they can be achieved.
Posted on Google
Gary Western
15 December 2023
Have been with Pen Life for over 13 years. We have always found them to be friendly and offer sound and impartial financial advice. We are now being advised by Craig Howard and the same level of professional service has been maintained. Would recommend both Craig and Pen Life for financial advice covering all life stages from mortgages to retirement planning.
Posted on Google
Martyn Wilding
12 December 2023
I engaged with Deb at PenLife several years ago about setting up a SIPP, & at all times through the setting up process & through the time since it was implemented the service & communications have been excellent, & the few queries that I have had have been dealt with by Deb & her team very promptly & professionally. I have recommended PenLife to a few friends & will continue to do so.
Posted on Google
Martin Reeder
7 December 2023
Always friendly, great communication and genuinely interested in helping to meet our financial goals. The advice we have received has always been very sound and options have always been discussed with the pros and cons debated. We can be sure that the best decisions are being made on our behalf. Feel we can recommend Pen Life and their advisers to our Friends.
Posted on Google
Chris Ruddock
4 December 2023
I have have have been with Penlife for more than ten years .I have worked with three advisors over that time, giving continuity. They have always provided me with balanced advice. Anytime you have a question it is answered in a timely manner. Always friendly and professional. I would thoroughly recommend them to anyone wanting pension or financial advice.
Posted on Google
David Timmins
30 November 2023
PenLife helped us sort out our future financial security, pensions and investments allowing us to plan ahead more confidently and enjoy our retirement
Posted on Google
Steve Roe
29 November 2023
We have been with Pen Life for a number of years now and have found all the staff to be very friendly and helpful.
We met Kristian Brinning last year when he took over looking after our pension fund and quickly realised he was very knowledgeable and easy to get on with. He has shown interest in our situation and is advising on other financial matters relevant to us. Thanks Kriss.
Posted on Google
Sheila Wilson
28 November 2023
I originally contacted PenLife when I was planning my retirement, and was immediately very impressed with their professional approach, and very clear advice. They have managed my investments ever since, and continue to provide an excellent service. My annual review meeting with Louis is very useful, and I know I can contact them at any time if I need additional help.
Posted on Google
Sarah Rees Jones
28 November 2023
I have been with Pen Life for around a decade now and worked with two financial advisors, initially managing the affairs of relatives under Lasting Power of Attorney. I have found their advice and support to be excellent throughout and we are now onto the third generation.
Posted on Google
Angela V
27 November 2023
We have always had good service and guidance from our advisors at Penlife. We find their common sense approach and clear advice makes us feel secure in our affairs.
Posted on Google
John David Riley
24 November 2023
My relationship with Pen Life started with a third party introduction and has evolved through the provision of an excellent,professional yet friendly service into the complete financial planning package.
My direct meetings with Deb and her assistant,Nicola, have always been cordial but prepared with precision and very relevant to my personal circumstances.
I would not hesitate to recommend Pen Life to any one seeking financial planning advice.
Posted on Google
Andy Normandale
2 November 2023
I am happy to acknowledge the support we have had from John Walker of PenLife in handling my finances as I have approached and now taken retirement. Many thanks John for making the process run smoothly and much easier for me to understand.
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Sue Midgley
28 October 2023
I have been dealing with PenLife for over 30 years. I was introduced to them via my late mother. I would not hesitate to recommend them no matter what level your finances are or how much or little assistance you require. Over the years whichever member of staff I have dealt with - previously Andrew Richardson, Tom Hughes and currently Kriss Brining - all of which have been approachable, courteous but professional. They genuinely want to do their best to make your money work in the right way that can benefit you. May you go from strength to strength. Best wishes.
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Nick Milner
26 October 2023
Great company to have on your side for financial advice. John Walker has been outstanding with his advice & makes financial decisions almost pleasurable. Highly recommended
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Sheila Mansbridge
26 October 2023
Pen Life has looked after my funds extremely well and it is always a pleasure to chat to Louis who explains everything clearly to me. Long may our relationship continue.
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Jenny Nicholson
25 October 2023
I have been a customer of Penlife since 2018 and I feel totally confident that they have my best interests at heart. I have recommended them to friends and James Wadsworth is always very helpful and informative with regards to my financial situation and objectives.
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Kevin Parsons
25 October 2023
Very professional company and service from John Walker at PenLife. John encouraged me to start my pension when I was in my 40s, and now that I have reached retirement age I have a very comfortable standard or living. Thankyou John!
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Jane Matthews
25 October 2023
The service provided by Debs has been exceptional. Everything was explained clearly and fully. I could not have been happier.
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david lynch
24 October 2023
Really pleased with the service from Deb Jacobs and colleagues. Professional and friendly service. The Company are proactive in their management of client relationships and this is very much appreciated.
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Simon
24 October 2023
I wrote a review a week ago, which I have tried to update but can't figure out how to. I stated that the ongoing charge I paid was 1.25% and I had experienced some instances of staff being rude to insurance company staff. I just wanted to balance this by saying that the advice I received was good and fair, which was of course the main reason I sought their services. The charge I paid was definitely 1.25% (I have the documents still!) and all my other comments were accurate but I just wanted to balance this. I would also add that PenLife asked me to phone them, which I did. The lady I spoke to - Caroline - genuinely listened to my feedback and took it onboard, so credit to Caroline and PenLife for that.
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ann Mansfield
24 October 2023
Always dealt with in a timely and courteous manner and given excellent advise on my investments. My advisor is Deb Jacobs. She understands my needs and keeps me updated with the current trends. She is extremely pleasant and can explain issues very clearly She has never tried to persuade me to invest in anything I would not be comfortable with. I would recommend her to any of my family and friends
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Peter Hodge
22 October 2023
I’ve been with PenLife for more than 10 years & have found their friendly & caring advice invaluable in the build-up to retirement & now during retirement.
In particular Louis Maddison, who took over my investment portfolio about 3 years ago, has been brilliant in helping form a tax efficient income stream to meet my financial requirements.
Even though we are in difficult times regarding investments I’m as confident as I can be that my retirement will continue to be financially secure & meet my expectations.
I would have no hesitation in recommending PenLife to people who need long term financial advice & have already done so several times.
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Glenda Hamilton
20 October 2023
I admit I was a little concerned at first when considering whether to place my trust with a financial planning company. To say that I should not have had any worries at all is a huge under-statement.From the moment I contacted PenLife Associates some 4 years ago, on the recommendation of a friend, I have had nothing but complete confidence that my finances are in safe hands. Deborah Jacobs has been my Financial Advisor since day one. Deborah is not only very friendly, kind and approachable but she is extremely professional and hugely knowledgeable about financial/retirement planning. My regular meetings with Deborah are always a joy - no stuffiness, no jargon - just straight-forward, no-nonsense finance talk. I must also mention two other people in the PenLife team, firstly, Adam Dent, who is now an extremely capable Financial Planner; it has been wonderful to see Adam develop his career. Secondly, Nicola O’Mahon, Deborah’s dedicated Administrative support, who effortlessly manages to deal with all enquiries. Finally, not only do PenLife Associates support you with their financial expertise but they are hugely supportive of the local community with their charitable endeavours.
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Simon Grey
18 October 2023
Just be a bit wary. They charged me a 1.25% ongoing fee and never responded to my emails. Also, when I heard them speaking to an insurance company they were pretty rude. I cancelled the charge and moved away from them.
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Iain Clough
13 October 2023
We've used PenLife for a number of years now, associated with our pensions and some of our investments. Our interactions with Penlife are always at the right level, with our adviser recognising we have some knowledge of investing, understand risk (both the risk of losing and making money!), and are numerate, which allows us to target questions that help us understand how we're moving towards our objectives, whilst skipping some of the more routine analysis and discussion.
Investment performance has been satisfactory - and is broadly in line with our other adviser for our level of risk, although the last few years appear to have been unusual in the number of financial shocks that have arisen (Covid, banking, Ukraine etc.).
We're looking forward to the relationship continuing to prosper.
I rarely give five stars... and working with PenLife requires assessments across many areas of performance. They're great to work with.
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Mark Jones
9 October 2023
Pen Life has looked after my pensions for several years now and I have always been happy with the care and attention I have received. The annual reviews have been very useful. I have been working with Haydn for the past couple of years and have always found him to be approachable and knowledgeable.
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Mike Kirkman
8 October 2023
Penlife have managed my Pension and other savings for over two years now. My adviser Craig Howard is very personable and answers any questions I have quickly. I get an annual face to face review and, although the financial markets are not good at the moment, have full confidence that my savings are being managed well. I get regular updates by email and when I need to agree to fund changes.
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David Hayes
7 October 2023
I have been with PenLife Associates for the past 3years. Deb Jacobs is my advisor regarding my pension. She is always ready to answer any questions I have and very quick to make any changes as required. I would fully recommend this company as a trustworthy business and especially Deb Jacobs for making the understanding of complex pension matters easier to understand. I know that they have great knowledge in investments and are always trying to do the best for all their clients. It feels like I'm part of their family. The PenLife Family. Thanks for all your hard work you do. That makes my retirement enjoyable and prosperous.
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Richard King
5 October 2023
My mother was a client for many years and always spoke highly of the company and in the time I have been using their services have to agree with her assessment. They are professional and give excellent quality advice and service.
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Robert Hervey
5 October 2023
I have been with pen life for a number of years.
I have received help and advice on managing my pension fund to plan for my retirement.
I retired in 2022 and currently take an annual pension managed by pen life.
I am confident in Tom and Pen life to manage my funds and guide me on future changes.
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Richard Jones
5 October 2023
I have been a client of PenLife for circa 5-6yrs and have built a great relationship with John Walker who I trust completely. John helped get the financial basics in place for myself and my wife, then over time he has introduced more value added activities to help provide the best start we can for our boys and secure our future in retirement such as a financial planning tool and VCT's. Thank you and I look forward to many more years working together.
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Laura C
4 October 2023
Deb was recommended by a friend and has been fantastic. I was very clueless about my and my family’s finances and needed to get things sorted quickly. Deb and her team have helped me prioritise and helped my understanding (as much as I need to - I remain disinterested in having to sort this stuff out) but also hand held me through an overwhelming process. I have total confidence in them and am very grateful for their accessibility and support
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Derek Attridge
4 October 2023
We have always enjoyed our meetings with Deb Jacobs. She has been friendly and efficient, and has always taken a warm interest in our activities and plans. Being newcomers to the world of stocks and shares, we have been willing to trust her to make the right decisions for us.
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Wendy Hornby
4 October 2023
Our Financial Planner at Penlife is Louis Maddison and he has been our Adviser since joining Penlife around 8 years ago. We find that Louis is extremely professional and approachable and he keeps us updated on the progress of our investments. We generally have an annual review and on occasions have the need to contact him in the interim - his advice is always found to be sound.
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Sarah I'anson
3 October 2023
I have been with Penlife for a number of years now and can't recommend them highly enough. Haydn looks after my finances and has been nothing but professional and friendly in every meeting we have had. I wouldn't hesitate to call him if I had any worries or needed any advice.
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Wendy Gibson
3 October 2023
PenLife have been our financial advisors for many years now and we have always been totally satisfied with the service they offer. They give honest, reliable advice and we feel that we can trust them to do their best to advance our financial position. The advisors we have dealt with are pleasant, friendly and do not pressure us in any way..We can wholeheartedly recommend them to anyone looking for financial advice.
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Kati Harwood
3 October 2023
Great advice tailored to our specific circumstances and delivered promptly and in a friendly fashion. Any questions we have are always answered quickly and completely. I am very happy to recommend Deborah Jacobs and her team
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Michael Clowes
19 September 2023
I have been a client of PenLife for a number of years and have always received excellent financial advice. I have been guided through the complexities of financial planning, (not always obvious to the layman), and been able to structure my finances in a balanced way. I am more than happy to recommend this company.
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George Douglas
7 September 2023
Always helpful and prepared to listen to arguments and discuss all the pro's and con's. Professional and friendly and will walk you through financial gobbledygook you find difficult to understand. Always look after your money as if it was their own.
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Jamie Charteris
7 September 2023
Asking me to explain how investments/money works is a bit like asking a dachsund to play the piano. I understand the number at the end of all the other numbers and can see whether it has got larger or smaller, which puts me ahead of the sausage dog. Just. I lament my lack of knowledge and financial nouse which, in my case can lead to fear and panic. However at, Penlife I've found a reassuring, relaxed and realistic approach to saving and financial planning. That is worth a lot to me. Honestly I wish i had sought their advice sooner. And the number at the end of all the other numbers? It's looking pretty good.
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Bri Fozzy
1 September 2023
John Walker gave my wife and I the confidence to leave move or surrender our assets ,he gave piece of mind threw the lean times. We would be happy to pass Pen Life Associates to all who need this professional advise . Very happy with their work ,five stars
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me me
31 August 2023
Tom looks after our investments , appreciate your patience explaining everything Tom, Tom is very knowledgeable, helpful and easy to talk to ,and we've never felt under pressure to make any decisions or commit. Good company to work with and good track record with investments.
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Debbie Dixon
31 August 2023
Louis Maddison is a very knowledgeable and approachable member of the PenLife team. He gives good sound advice and I have been very happy dealing with him.
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Susan Blogg
21 August 2023
I have found my experience with PenLife to be very positive. Deb has worked with me on my pension plans with the goal of early retirement. This was a process that took me a year to decide with Deb recognising some initial uncertainty and encouraging me to take the time to examine clearly my thoughts on risk and the pros/ cons and discussing these clearly with me in ways that were accessible for me. There was no pressure throughout and this was appreciated. I would certainly recommend PenLife to others.
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Meg Abdy
16 August 2023
John Walker at Pen Life is friendly, knowledgeable and well balanced in his advice. Using an independent financial advisor certainly helps to think through the important future issues, and Pen Life provide personal, local service which suits my needs
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Carmel Burton
12 August 2023
I have always found John Walker at PenLife to be very professional and knowledgeable when reviewing my finances. I also feel that John offers a holistic overview of my individual and family circumstances every time and works towards ensuring we are safe for the future. I also appreciate the communication that PenLife deliver regularly to ensure that we know what’s happening.
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Neil Braithwaite
8 August 2023
We’ve been with Deb at Penlife since 2018 when we asked for help to consolidate our investments, and plan our finances through retirement, with a specific look at how we should deal with our various pension arrangements. We definitely made the right decision as Deb has taken the stress out of managing our finances, with really friendly and helpful advice when we need it. Whilst we, like everyone else, have experienced the fluctuations of the market, we always know where we stand and have the confidence to take a long-term view. Deb is supported by a great team at Penlife.
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Mikeyhill95
7 August 2023
I have been a client of Penlife since 2013. I would recommend them to anyone who needs professional financial advice with a personal touch. To deal with day to day they feel like a home grown business that you can speak to informally which helps you build a rapport and relationship with your advisor; whilst feeling that your money is safe in their hands. Both Deb and Adam have been brilliant with me over the years.
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mark bugg
7 August 2023
Penlife was recommended to me by friends. After arranging an appointment and discussing my requirements. I have received excellent support and guidance, which during these difficult time give a level of confidence that I am in good hands
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Andy Brooks
7 August 2023
Excellent service from Penlife for over 20 years has helped me plan my investments and early retirement
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Donna Burnett
4 August 2022
Very welcoming, courteous and approachable reception staff. Louis very knowledgeable and gave sound advice to suit our specific circumstances.
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Keith Bradshaw
7 July 2021
I have been with PenLife since spring 2019 and very satisfied with the way my retirement funds have been managed through these very turbulent times. Throughout this period communication have been excellent and visibility of my investments afforded by regular updates and the investment rebalancing process. This has resulted in my investments achieving a full recovery and growth. Thank you to the PenLife Team.
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James Hayes
6 July 2021
Very friendly advisors. No hassle. Good service
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robert ilsley
3 July 2021
excellent service
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Liz Dews
1 July 2021
I found Penlife to be open, friendly and professional at all times. They explained everything I needed to know and there was no pressure to use them. Having done my research I decided that I could trust them to help me sort out my complicated situation and give me financial peace of mind. I have no reason to doubt that I chose wisely.
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roy walker
27 June 2021
top class company
penlife is one place you wont get ripped off
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Debbie Vollans
27 June 2021
The team are extremely professional and are always available to give any advice needed. I have had only positive experiences when dealing with the team.
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Rod Moody
26 June 2021
A fantastic organisation. Their help with my finances has exceeded all expectations. The best financial advisers I have ever known, I would not now consider another.
Thanks PenLife!
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alexandra hayes
26 June 2021
Financial advice that has been more than I could have hoped for has kept me with this company for many years. Prompt service I can trust, explanations I can understand from professional yet friendly people and the knowledge that my investments are in safe hands, what more could I want.
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John Young
26 June 2021
Very good and friendly service
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John Smith
26 June 2021
We continue to receive very good service from their helpful and knowledgble team.
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Peter Day
26 June 2021
I have been using Pen Life York since 2012 when I moved to the area.
I was recommended to them by an existing client. I visited an adviser at their offices and told the adviser what I wanted. I received advice which has proved over the past 9years to be very beneficial despite the current epidemic.
I have a formal review once per year at my home with a written report on what hs been discussed and agreed. When I have needed a withdrawal this has been done within 7 working days.
I am very pleased with the professional treatment and returns I have got from Pen Life and recommend them.
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Lin Kirby
26 June 2021
Straight talking no nonsense financial advice always
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Michael Lawson
26 June 2021
Helpful and friendly staff , good communication and excellent returns make PenLife the best financial advisers I have ever had dealings with.
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Ross Pooley
25 June 2021
My pension advice & investments at Penlife have been of a gold standard.
The staff are so friendly & helpful ensuring that you get a great personal service at all times. My investments have been well managed producing better than expected results.
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P M
25 June 2021
My pen life financial advisor goes the extra mile for me everytime I need his help or advice. Trust for me is vital and I trust pen life 100%
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Amanda Cramp
25 June 2021
Excellent care and attention at all times made everything stress free, highly recommend.
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Stuart Billingham
25 June 2021
Personalised service for our small investments with a named and constant adviser to work with us who is clearly very knowledgeable about the markets, about us and our plans. We get an annual review which allows us to reflect on our strategy with the advice of our adviser. Overall, a very professional and responsive service.
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Dave Horner
25 June 2021
Sound advice and action allowed me to retire early with the confidence to enjoy the rest of my life as stress free as possible
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Louise Murray
19 November 2020
A professional and personal service is always delivered. Our contact is helpful, patient and very knowledgeable - nothing is too much trouble and I have every confidence in the service that they provide.
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Steve Cammidge
17 November 2020
Great advice and service, not pressured at all!
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Graeme Burn
13 November 2020
After detailed enquiries and discussions I received sound, well thought out and reasoned advice. I appreciate the regular communications and quarterly information and reviews of my investments and I receive a service which I do believe it would be difficult to better.
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Ian Sadler
12 November 2020
I've used Pen-Life for my own personal investments for over 10 years now, I love their investment strategy.
A few years ago, Asif made it clear re. risk v reward for a final salary pension transfer and the process from my point of view was smooth.
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Garry Sharpe
11 November 2020
Excellent & friendly service
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Nicky Traynor
11 November 2020
I have used PenLife Associates for my personal financial matters for over 20 years. They offer a quality service and provide excellent information and advice. I would highly recommend them.
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Susie Braithwaite
11 November 2020
The decision to appoint Pen Life is one we wish we’d made sooner. Their professional approach and expert advice, combined with honest assessment and great communication style, takes the stress out of financial management. Truly a bespoke service.
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Peter Murray
10 November 2020
Excellent firm to do business with. Very happy with my pension and investment strategy which they have worked with me to create.
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Lorraine Hanna
10 November 2020
Since I became a client of Penlife in early 2018, I have received a great level of service. Having limited experience of financial planning, pensions etc, I have found my advisor, Deborah, to be most helpful - no question is too silly and she goes out of her way to explain things in great detail. The regular updates by email and newsletter makes me feel as though I have some involvement and that my opinions matter.
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Bryn Jones
10 November 2020
Been using Pen Life for a number of years. I feel they have made the most of my money, and are VERY pleasant to deal with.
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David Barnacle
9 November 2020
Have used Penlife now for 4 years, best advice received since starting to save for a pension 40 years ago.
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Sharon McCutcheon
9 November 2020
Professional yet approachable and use plain English when helping you understand the world of finance and how to plan for your future.
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richard osguthorpe
9 November 2020
Great service. Always feel comfortable.
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Neil Meredith
9 November 2020
I have been using PenLife for about 5 years now. In that time they have revolutionised my financial affairs. Not only have they consolidated various aspects of my finances but they have worked with me to set realistic financial goals. With their excellent support I am on track to exceed the goals. At a time like a global pandemic it has been hugely reassuring to know that I have such a professional company safeguarding my financial position. What's more everyone that I have dealt with has been extremely friendly and helpful. I would have no hesitation whatsoever in recommending Penlifee.
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Antony Walker
9 November 2020
Was recommended by a friend to PenLifeAssociates, when I first met Andrew Richardson I felt at ease, from that moment on i have recommended them to all my friends. For they are hard working and most of all good honest professional people. Will keep recommending 👍😃.
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pamela lamb
9 November 2020
I have been with this company for quite a few years now they are always polite, professional approachable and informable I always know what is going on with my finances .
Thoroughly recommend them.
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Susan Wainwright
9 November 2020
For those not financially knowledgeable they have no worries as Pen Life members explain really clearly how the worries you may have of investing money and trusting them with your financial planning is done with you involved where any major decisions are to be made and will answer all your questions leaving you comfortable that you are in good hands
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Melanie Medcalf
9 November 2020
We have been clients with Penlife since February 2020. We have experienced a most professional , friendly and knowledgeable service from the team. We are very pleased with the growth of our investment.
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Sam Batty
9 November 2020
Penlife have been excellent when arranging a pension fund for me. I can't recommend them highly enough.
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Simon Medd
9 November 2020
Ever since our initial introduction to PenLife, we have had nothing other than fantastic service. Discussions have been very professional, with plain talking and no ‘sales pressure’ to ensure that we made the right decision for our pension investment.
I would highly recommend PenLife!
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Nigel Fisher
9 November 2020
Truly exceptional team of financial specialists, with friendly and professional communication and support at all times. I have never come across such a great team that explains all options and opportunities as well as giving such reassurance with investments. Penlife give such a professional personal service and respond immediately to any enquiries and requests. Totally reliable and trustworthy.
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Mahesh Nagar
9 November 2020
An absolute 5 star advisor from Penlfe! Deborah explains everything in a language most of us can understand. The annual reviews are really invaluable for us to take stock & plan ahead. She is a thorough professional & found Penlife through ?Which recommendation & so pleased to have their service!
I would unreservedly recommend their services.
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Stuart Acton
9 November 2020
Pen-life have managed my financial affairs now for well over 10 years. They have always offered a top quality service and have always responded in a prompt and efficient manner with any queries re my investments I may have had, or any other financial matters that concerned me. Very highly recommended.
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Lindsay Dutch
9 November 2020
Great team at Penlife. They are friendly and helpful every time I get in touch with them.
Always happy to explain financial issues in simple terms.
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Steve Bailey
9 November 2020
When I needed a small lump sum out of one of my pension pots, PenLife helped me to determine the most tax-efficient way to do it. No hesitation in recommending them.
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Margaret Beech
9 November 2020
A five star company. Justine advises me in a friendly and reassuring manner. The entire team are efficient and professional.
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David Rose
9 November 2020
My dealings with PenLife have always been very friendly and professional, with easy information. I would have no hesitation in recommending them.
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Keith Parsons
9 November 2020
As a former mortgage broker, I know what to expect from a quality Financial Services company, and Pen Life do not disappoint. I was recommended to them to discuss the consolidation of all mine and my wife’s pension arrangements pre retirement and this has been done beyond my satisfaction.
Would I recommend them? Without a doubt.
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christine maltby
9 November 2020
I've been with PenLife for a number of years, and cannot commend them high enough. I have received knowledgeable advice regarding investments. I feel that the highly professional service has been tailored just for me, which makes me feel safe and confident in their hands.
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Ray Mallett
9 November 2020
Attentive and knowledgeable staff, always quick to respond to any queries that I have. The transfer to PenLife was very simple since they did everything for me, including chasing my less attentive previous provider!
Great website, very easy to use and monitor performance.
Especially helpful to have on my side during these difficult times!!!
Highly recommended!
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claire evans
9 November 2020
This company provides expert advice in a friendly , professional but relaxing manner. I've been with PenLife for 12yrs and it's the best thing I have ever done. I used to worry about my finances but PenLife took all the worry away by explaining in simple terms and guiding me through decisions. I've just made a life changing investment which has changed my life. This would never have happened without PenLife's support.
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Northern maid
9 November 2020
You can rely on their expertise and judgement, so you don't have to worry!
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John Peter Smith
9 November 2020
Very Professional not the cheapest company but good quality advice & service
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Tina Davis
9 November 2020
Great team with fantastic support and financial planning is the best I have encountered to date. The knowledge of our personal advisor is outstanding and the team are always contactable and provide professional support at all times. Highly recommend.
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Pam Sneath
9 November 2020
Professional advice and service from the start. With an investment like a pension transfer, you need to fully trust the company and adviser.
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Jenny Mcguckin
9 November 2020
Since engaging PenLife as our financial adviser we can sit back and relax knowing a competant team is working on our behalf
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Pauline Cowling
9 November 2020
Penlife are always at the end of the phone for advice . Always friendly and most helpful
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Roger Marriner
9 November 2020
Able to relax knowing investments are well handled
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Carol Costello
9 November 2020
I have used PenLife Associates for personal financial advice for over 13 years. I have always found them to be professional, attentive, thorough and great at translating financial jargon into plain, understandable language. I also appreciate the kindness they showed my Dad (in his 90's and still as bright as a button) when he recently reviewed his finances with them. AND, good as their word, I received a crisp £50 note as an introduction "thank you" along with the most enormous bar of chocolate I've ever seen (and eaten!). Special thanks to John Walker who has been my main contact.
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Simon Rathmell
9 November 2020
A professional service from top to bottom. Excellent advice and pro-active management.
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Ian Maclaren
9 November 2020
Would recommend to anyone. Penlife make things easy to deal with and understand
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John Walker
4 March 2020
PenLife is a highly professional, but down-to-earth company. Investment opportunities are carefully and simply explained and I enjoy a comfortable relationship with my primary advisor. PenLife is a safe bet!
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Ronald Mclintock
6 February 2020
I have been using Pen Life for 5 Years now and having the annual review is always a pleasant time with Deborah as its a down to earth experience.
Very friendly staff so its always a pleasure to visit .
Would recommend Pen Life for the professional attitude that Deborah always shows!
It is right that a minimum of 5 years is needed to balance out the peaks and troughs of the stock market so really happy that I chose Pen Life!!!!!!
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John White
8 January 2020
A goal without a plan is just a dream
This old maxim defines where I was in terns of my financial ambitions. I was kind of bimbling along in the right direction but what I thought was a plan lacked structure.
I then joined the Penlife family and two years in my ambitions are being realised. Deborah, backed by a great team, has been fantastic in helping me build my plan and supporting me through some big decisions so that I’ve now retired from my job and managed to help two of my children buy their first homes.
Deborah has held my hand all of the way so the transition from PAYE to pension has been relatively stress free and I cant remember ever being as relaxed as I am now. Happy Days. Highly recommended
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Terry Osborne
4 November 2019
Since I put my pension and funds into Penlife in 2013 l have seen my investment grow substantially. I find that l can always phone my advisor Warwick and he will always have the time to advise me when ever l need it. l only joined Penlife because l dealt with Warwick.
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Martin Muggeridge
2 November 2019
Good Service ,clear explanations
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Graham Dunn
30 October 2019
PenLife have provided an exceptional financial planning service for me during the last 6 years.
From an initial fact finding discussion and subsequent regular reviews my portfolio has been managed effectively, entirely in line with my financial objectives and my attitude to financial risk and potential returns.
I have no hesitation in recommending PenLife as providers of financial planning services.
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Janice Hogg
29 October 2019
No financial gobbledygook jargon just good plain English!
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Carole White
28 October 2019
I have found the advice and assistance with my financial matters given by PenLife to be extremely helpful. They are very responsive if you have a query and I feel secure that my finances are being managed well.
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Patrisha Lewis
28 October 2019
I cannot thank Pen-Life enough. Such professional and helpful people. Nothing too much trouble. I'm delighted to recommend them.
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Irene Bond
28 October 2019
I invested my retirement lump sum with Pen Life in 2008 after a recommendation from a friend. My husband later invested his lump sum too as our initial meetings with our advisor at Pen Life had been so detailed and helpful.
We have regular meetings with our advisor who has guided us through this unfamiliar territory with considered and productive results. Despite the. Economic c!imate we have managed to have consistent returns on our investment. Our advisor is happy to help whenever we want to make any slight adjustments to our investments and withdrawal of amounts is concluded swiftly and easily.
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Judi Sutton
27 October 2019
We have always found the Pen Life members very helpful, most understanding of our requirements and have always given excellent advice.
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Howard Petch
27 October 2019
I have found the service provided by PenLife to be professional and trustworthy
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shahnaz sadullah
27 October 2019
Penlife is an excellent financial company who conducts its business in a professional way. Our adviser's personal attention, regular review of portfolios, advice on the changes that are made from time to time have enabled us to get a high return on our investment for more than four years now. We are very pleased with his level of efficiency, brilliant advice and regular follow ups. He has done a great job in managing our finances for the period that we have been with Penlife Associates. I would highly recommend Penlife to those who are looking to invest.
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Steve Windermere
27 October 2019
Penn Life have been excellent at recommending investments that have yielded great returns and protected the investments from market fluctuations. I would definitely recommend Penn Life for providing excellent advice.
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paul karanovic
27 October 2019
would highly recommend pen life great service helped use lots being with
them number of years friendly team don't hesitate give them a ring ....
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Kevin Heads
27 October 2019
The team at Penlife are brilliant. Always there when you need them with great advice. Can't recommend them enough.
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Catherine Scriven
22 October 2019
Comprehensive advice explained the way you can understand it. Great follow up too.
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Karen Rainton
27 September 2019
I have been with PenLife for over 10 years. Professional, friendly and would recommend.
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Simon Barker
15 July 2019
I moved my pension funds over to PenLife four years ago and it was quite simply one of the best decisions I've ever made. Over the period my fund has enjoyed circa 30% growth vs. the 3-4% I was getting from my previous employer's scheme; in fairness, an ultra-low risk portfolio.
The personal service from my Adviser is exemplary and would highly recommend PenLife to those wishing for high yield personal service levels.
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graham cheyne
26 June 2019
I have only been with Pen Life for 4 years but wish I had been with them earlier as I am positive I would be better off than I am now, not that I’m not doing alright. I have full confidence in their abilities to manage my money better than myself or Martin Lewis.They have certainly improved my finances despite the short period of time.
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Shay Curtis
21 June 2019
Great service from Penlife. Had my first yearly review with Tom Hughes yesterday. Great guy, took time to explain everything to me. Would certainly recommend. Thanks Tom.
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Richard Poulton
11 May 2019
Personally used Penlife for my pensions and savings advise for many years and have received nothing but great service, ive been well informed on any changes to my plans and couldn't praise this extremely professional company enough!!
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Patrick Dawson
5 May 2019
Very clear and open management of our invested pensions. Really like that PenLife is registered with the FCA, and that the associates there are qualified.
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David Evans
19 March 2019
Found the staff at Pen-Life friendly, helpful and very informative.
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Tracey Swift
13 March 2019
I would not hesitate in recommending the services of Pen life and Deb Jacobs.
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Jos Sykes
31 January 2019
Over the last thirty three years, myself, husband and partner have had dealings with Pen Life with a number of investments generating income for Pen Life through charges, high ones at that as it was argued that the returns reflected the higher charges.
We had no complaints as such, in fact we have recommended Pen Life to others.
Many years ago a pension investment was set up by Pen Life and this is, through circumstances, now the only remaining investment.
One would expect that, as originally arranged by Pen Life and occasionally advised upon for over thirty years, that the company would see this through to a satisfactory conclusion and deal with getting the best possible pension when the time arises.
Unfortunately, not so!
Even though advertising that relationships with clients matter, when I am now only a small number of years from retirement age, to my total astonishment I received a letter stating that Pen Life feels now that ‘the cost of our services are higher than the benefits provided’, and ‘We are therefore left with no option but to withdraw our services from you’.
No continuity of care, no warning, quite frankly an appalling treatment of a longstanding customer.
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Rosemary Stephenson
17 January 2019
My husband and I have always had excellent, reliable and friendly advice from Penlife.
We would recommend them without hesitation.
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Linda Harrison
25 November 2018
Always been extremely happy with the services of PenLife Associates.
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Kev and Sharon
23 November 2018
Friendly staff and the information given from advisers was given in no nonsense terms.
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Ken Davison
21 November 2018
Pen Life have restored my faith in Financial Advisers. I've seen quite a few in the past who seemed heavily commission driven and this has limited my enthusiasm for taking advice!
However, our Pen Life adviser listened very carefully and patiently, really took time to understand our situation, and then got all the information (some of which I'd forgotten over the years), and made recommendations, all of which has enabled us to retire earlier than we'd expected.
We Brits are a bit reserved when it comes to making personal recommendations: not so in this case. Give them a try.
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Michael Kitchen
20 November 2018
A very professional organisation with helpful staff who are well qualified to offer guidance and help for your future prosperity. I have been with them for several years now and am very pleased to recommend them to you.
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Chris Mackintosh
18 November 2018
We have been with Penlife for 5 years nowand are very happy with every aspect of their service.
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Chris Gaze
17 November 2018
PenLife manage my pension transparently, while keeping me informed at all times. Their frequent review of my portfolio investments ensures a higher return than any passively managed portfolio. I have no hesitation in recommending PenLife to anyone !
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len batty
16 November 2018
First class service ,first class business approach,first class people ,these folk beat the likes of the big boys such as Fisher and Landsdowne hands down, and they do it with style.
Give them a trial I am sure you will not be disappointed
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Trevor Smith
16 November 2018
great advice , best move we have made was to use Penlife for our finances
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David Moore
16 November 2018
Excellent advice and keeping you up to date. Always happy to help.
Performance of investments good.
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Peter Cowan
16 November 2018
PenLife have been looking after a mixture of investments and pensions for me for around 5 years, and I have been really satisfied with the advice given, and results achieved - I would have no hesitation in recommending their services !
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lindsay dutch
16 November 2018
I feel my finances are in very safe hands with Deborah Jacobs from PenLife
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