Investment support and planning

Managing your portfolio. Making your first investment. And everything in between. You’ll get the right guidance from us.

Growing your wealth

Investing your money is an investment in your future. The trouble is that it’s easy to get things wrong, no matter how experienced you are. With the help of our seasoned professionals, you’ll stay on track.

When you meet with us, we’ll discuss every aspect of your life, both personal and financial. Then, together, we’ll work out how investing could help you reach your goals more quickly or easily.

Clear, no-nonsense investment advice
When you’re trying to build your wealth for the future through investing, you need honesty, not flattery. Our Financial Planners provide guidance that’s firm but fair, always given with your end goals in mind.
An approach free from restrictions or bias
As a fully independent firm, we won’t try to steer you down any particular path. Instead, you’ll get recommendations based on an assessment of the whole market. It’s the best way to find the right solution for you.
The highest levels of expertise and insight
Choose us, and you’ll work with a highly and consistently accredited Chartered firm. This distinction means all our Financial Planners have to follow strict ethical and professional guidelines, and always put your needs first.

How we help

“I don’t have an up-to-date financial plan in place”
Our specialists can help you see investing as part of a bigger financial picture. With our support, you’ll build a plan that identifies your dreams and ambitions, and then outlines how investing could help you achieve them. We’ll be there to hold your hand each step of the way.
“I’m not sure how investing affects my tax position”
Tax is a complicated area, and as your investments grow, things can become even trickier to understand. Under our care, you’ll get simple, informative reports about your financial position and the assets you hold. We’ll use that detail to make sure you don’t fall foul.
“I feel uncertain about the level of risk I should take”
Our big-picture approach puts you and your needs above everything else, including how you invest your money. We’ll assess your attitude to investment risk, then ensure everything we do on your behalf meets your objectives and what you’re comfortable with, in that order.

Your lifestyle and personal happiness should inform your investing style, not the other way around. Because our approach is focused on you and doing what’s right for your circumstances, we’ll never do anything on your behalf that you’re uncomfortable with.
“I want some tips on handling my own investments”
You’ll certainly be in a better-informed position for speaking with us, even after our very first meeting. But we’ll also discuss why you want to manage your own portfolio, what’s really involved, and the advantages of handing this over to experienced specialists like us.

The value of your investments can go down as well as up, so you could get back less than you invested.

What clients say

Since 1984, we’ve been delighting clients with our honest, empathetic approach to financial planning. But don’t just take our word for it. Here, you’ll find feedback and comments from PenLife clients in their own words. See for yourself what they say about their experience with us.

View all
99.510%

of clients were satisfied that we understood their needs, aims, and objectives

94.900%

of clients believe that working with us has helped or will help them achieve their financial goals

93.170%

would recommend us to their friends, family, or colleagues

Our process

Without the right care and consideration, financial planning can leave you feeling overwhelmed. That’s why we created a straightforward, four-step approach to remove any uncertainty and help you make the most sensible decisions.

Tell me more
Initial consultation

The most important part of the process is the first meeting. This gives you the opportunity to meet us and ask any initial questions you may have. It also gives us the chance to learn more about you, including your life goals and financial aims and concerns. At the end of this meeting, you’ll be more aware of your options, how we might be able to help you, and what the next steps could be.

Full financial review

Sometimes, this stage will follow on directly from the initial discussion. In other cases, it’ll be a separate meeting. We’ll gather all your personal and financial details to help us understand your present position. If existing plans are in place, we’ll write to the relevant companies to ensure we have the information required to confirm your options, make our suggestions, and formulate a plan.

Ongoing service

If you decide to proceed with our recommendations, we’ll deal with any applications and transfers on your behalf, so you don't need to worry about a thing. Going forward, we’ll get together at your convenience for annual reviews, giving you the opportunity to let us know of any changes or planned changes to your personal circumstances. We’ll also review your plans to ensure they still meet your needs and are on track.

Presentation and recommendation

Once we’ve gathered everything we need and reviewed your overall circumstances, we’ll invite you back for a further meeting. Here, we can talk you through your current arrangements, put forward any recommendations we have, and explain how they fit into your plans. You’ll be provided with a report detailing our recommendations in full.

Our process

Without the right care and consideration, financial planning can leave you feeling overwhelmed. That’s why we created a straightforward, four-step approach to remove any uncertainty and help you make the most sensible decisions.

Tell me more
1. Initial consultation

The most important part of the process is the first meeting. This gives you the opportunity to meet us and ask any initial questions you may have. It also gives us the chance to learn more about you, including your life goals and financial aims and concerns. At the end of this meeting, you’ll be more aware of your options, how we might be able to help you, and what the next steps could be.

2. Full financial review

Sometimes, this stage will follow on directly from the initial discussion. In other cases, it’ll be a separate meeting. We’ll gather all your personal and financial details to help us understand your present position. If existing plans are in place, we’ll write to the relevant companies to ensure we have the information required to confirm your options, make our suggestions, and formulate a plan.

4. Ongoing service

If you decide to proceed with our recommendations, we’ll deal with any applications and transfers on your behalf, so you don't need to worry about a thing. Going forward, we’ll get together at your convenience for annual reviews, giving you the opportunity to let us know of any changes or planned changes to your personal circumstances. We’ll also review your plans to ensure they still meet your needs and are on track.

3. Presentation and recommendation

Once we’ve gathered everything we need and reviewed your overall circumstances, we’ll invite you back for a further meeting. Here, we can talk you through your current arrangements, put forward any recommendations we have, and explain how they fit into your plans. You’ll be provided with a report detailing our recommendations in full.

Meet the team

When you’re seeking help with something as important as your finances, you’ll want to deal with people you can rely on. Choose PenLife, and you’ll get expert service, delivered with a smile, at every stage of your journey with us. Read on to find out more about what makes us tick.

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